As a PEN member, you receive top-notch legal protection at an affordable price.

Our services.

  • Your Coverage

    Up to $1,000 in attorney fees for initial consultation without regard to outcome.

    Professional Liability Protection, Up to $2,000,000 in liability insurance, which protects you from claims and/or lawsuits arising out of activities in your professional capacity

    Employment Rights Defense Protection, Up to $10,000 in attorney fees, which will provide an attorney to defend you if your employment rights are violated.

    Up to $10,000 in attorney fees To defend you in a claim filed as a result of your private instruction or tutoring.

    Criminal Charges Representation Up to $20,000 in attorney fees to defend you in a criminal proceeding against you arising out of activities in your professional capacity, if you are found not guilty.

    Up to $1,000 per bail bond

  • Legal Consultation

    Immediate and comprehensive legal consultation is provided to you free of charge. A PEN attorney will review all of the particulars of your situation at no cost to you. If your rights have been violated or the relevant education law has been broken, the policy will pay up to $10,000 in legal fees to resolve the matter with no out of pocket money from you. This is the protection you need most as you interact daily with your students. PEN stands with you as you go about your required duties each day in an increasingly litigious world.

  • Our Legal Team

    The PEN Member Legal Services Department team will provide eligible members with quick, confidential assistance with employment-related legal concerns and questions. Our members tell us they appreciate the attorney-client confidentially privilege and don’t have to have a colleague represent them or know all the details of their employment issue. We believe that this is the best way to resolve sensitive legal matters involving our members.

  • What about State Liability Coverage?

    Liability Insurance is Not Enough to Protect Teachers in the Classroom—Employment Rights and Career Security are Not Included in This Bare-bones Liability Insurance

    Liability insurance only goes so far. Membership with The Professional Educators Network of Florida already provides teachers with liability insurance, along with other important benefits such as employee rights protection and other coverages that are not included in the bare-bones liability insurance provided by the State. We are concerned that some educators, not understanding the difference between simple liability insurance and the comprehensive coverage included in PEN of Florida membership may be left without vital representation when they encounter some of the most common problems educators face in the course of their careers.

PEN Legal Policy Manual

Please note legal coverage conditions
Coverage applies to an insured’s activities within his/her professional capacity and does not apply to activities that predate the coverage period. Eligibility for PEN of FL membership benefits is contingent upon PEN of FL’s receipt of appropriate payment or authorization forms as indicated by your choice of payment method for your appropriate membership category. A disruption in payments to an authorized payment plan may result in discontinuation of such benefits, including cancellation of insurance coverage.

You must be a PEN member prior to the incident.

Evaluations are a year-long process. For assistance with evaluation appeals or reviews, you must have been a PEN member prior to your first observation or by October 31 of the current school year; whichever comes first.

PEN must be the only legal representation you have obtained. PEN will not represent you legally if another organization has provided or is providing representation or consultation to you for the same incident or issue. Please contact PEN at the onset of the employment difficulty.